Yes and no. You should meet with multiple contractors to decide who you would like to use for your repairs. You shouldn’t get three estimates and submit them all to your insurance so that they can pick the lowest dollar amount. You have no reason to do this as you can select any contractor to work with you and your insurance company.
If your roof has been damaged, it is best to have an inspection prior to any repairs. We will also document any damage we find so you have it to file your claim.
Yes. Your homeowners insurance deductible is the same concept as an auto or medical deductible. Example, if you have $20,000 in damages, and a $1,000 deductible, your total payout from insurance is $19,000.